bank of america · mynewcard · personal secure code

bofa.com/mynewcard Secure Code: Bank of America Mail Offer Guide

Is bofa.com/mynewcard legit? Yes. bofa.com is Bank of America’s own domain and redirects to bankofamerica.com.

The official page asks for the 15-digit Personal Secure Code and ZIP from your letter; type the address yourself rather than following links in texts or emails.

Separate option – personal loan rates

Upstart is a personal-loan option, not a Bank of America card application. Compare personal loan rates without affecting your credit score¹.

Compare Rates

On the Upstart platform, you could receive offers from lenders.

Affiliate link. LendMail may earn a commission if you apply and are approved. Not all applicants approved. Upstart Network, Inc. (NMLS #936133) is not a lender. All loans on its marketplace are made by regulated financial institutions.

¹ When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.

This brand page covers a credit card (or bank card) mail path. Upstart is a personal-loan marketplace — not the same as applying for that brand’s card.

Response URL (what we verified)

Verified official response page: bankofamerica.com/mynewcard (bofa.com/mynewcard resolves to the same Bank of America “My New Card” application entry). Some co-brand mailers use product-specific Bank of America hosts; still prefer the URL on your letter.

Code / field label (what we verified)

Verified on Bank of America’s My New Card page: enter your 15-digit Personal Secure Code and your ZIP code. The page says the Personal Secure Code is on the offer letter, near the web address. Separately, Bank of America’s credit card apply FAQ defines a more general “offer code” used on various promotions — that FAQ term is broader than the My New Card Personal Secure Code field.

What to enter on My New Card

15-digit Personal Secure Code from the letter.
ZIP code.
Then continue only on the Bank of America application that loads.

If the code doesn’t work

Re-type carefully (0 vs O). Confirm you’re on the Bank of America host from the letter. The My New Card page lists 888.777.6275 for help with that flow.

Before you apply

Pre-approved ≠ approved. Final approval happens after the issuer reviews a full application.
Hard pull: submitting a card or loan application usually triggers a hard credit inquiry.
Compare APR, fees, rewards, and total cost on the issuer’s own page before you accept.
LendMail never asks for your offer code, password, or Social Security number.

FAQ

Is bofa.com/mynewcard legit?

Yes. bofa.com is Bank of America’s own domain and redirects to bankofamerica.com. The official page asks for the 15-digit Personal Secure Code and ZIP from your letter. Type the address yourself rather than following links in texts or emails.

What is a Bank of America Personal Secure Code?

On the official My New Card response page, it’s the 15-digit code from your offer letter used with your ZIP to start the secure application.

Is bankofamerica.com/mynewcard legitimate?

Yes. It is Bank of America’s official “Respond to Official Bank of America Credit Card Offers” page. bofa.com/mynewcard leads to the same program.

Is LendMail affiliated with Bank of America?

No. LendMail is an independent guide and does not collect Personal Secure Codes.

Related brand mailer guides

Sources

Affiliate disclosure: the Upstart link above may earn LendMail a commission if you apply and are approved. Not all applicants are approved. LendMail is an independent guide, not a lender, and is not affiliated with Bank of America.